MJM

Bermuda has established itself as a global leader in fintech and digital assets regulation, pioneering one of the world’s first comprehensive frameworks through the Digital Asset Business Act 2018 and the Digital Asset Issuance Act 2020.

The jurisdiction offers a balanced, innovation-friendly environment with clear licensing, strong consumer protections, and close collaboration between the Bermuda Monetary Authority and industry participants.

At MJM Limited, we are able to support clients across the entire lifecycle — from entity formation and BMA licensing through regulatory compliance, capital raising, token issuances, and strategic transactions — all within Bermuda’s progressive yet robust regulatory regime. We work closely with the BMA’s specialist FinTech team to deliver efficient, risk-based outcomes in a sector that continues to attract high-quality institutional and entrepreneurial capital.

Our Digital Assets and Fintech services include:

  • Formation, structuring, and BMA licensing under DABA (Class F, Class M, Class T and other categories) for digital asset business activities, including issuance/sale/redemption of tokens, custodial wallet services, digital asset exchanges, payment services, and derivative platforms
  • Regulatory advice and BMA applications (including change-of-control approvals and material changes)
  • Corporate structuring using Bermuda companies, LLCs, segregated accounts companies, and incorporated segregated accounts companies
  • Mergers, acquisitions, amalgamations, and disposals of licensed digital asset businesses, including regulatory notifications and post-transaction integration
  • Financings, venture capital and private equity investments, and securitisations;
  • Restructurings, migrations, run-offs, and exit strategies for digital asset entities.
Recent work

Our team has been at the forefront of high-profile mandates in the past two years, delivering complex regulatory and transactional solutions in Bermuda’s evolving digital assets market. Recent examples include:

  • Advised a venture capital firm for Web3 pioneers that assists founders build faster with capital, engineering and liquidity, in relation to the acquisition of shares in a licensed Bermuda insurance company also licensed under the Digital Asset Business Act 2018.